Notice: These documents are general templates for informational purposes only and do not constitute legal advice. Have qualified counsel review and adapt them for your jurisdiction, business model, and regulatory obligations before publication.
Last updated: October 2026
Volatility
Digital asset values can change rapidly between quote, payment, and settlement. Merchants should define how FX and timing risk is handled in their pricing and refund policies.
Irreversible transactions
Blockchain transfers generally cannot be reversed once confirmed. Incorrect addresses or networks may result in permanent loss.
Network conditions
Congestion, forks, or maintenance may delay confirmations beyond quoted windows. Confirmation thresholds exist to reduce double-spend risk.
Regulatory uncertainty
Laws governing digital assets vary by country and may change. Merchants remain responsible for licensing, tax reporting, and consumer disclosures.
No investment advice
mzapayments provides payment infrastructure—not investment, legal, or tax advice. Consult qualified professionals for your situation.